Truck insurance built for the way you haul.
Owner-operators and fleets across the U.S. trust Bolanos Commercial Enterprise to compare top-rated carriers, handle every FMCSA filing and get them back on the road fast.
- No-obligation quotes
- Same-day COIs & filings
- Se habla español
We shop top-rated carriers for you
Coverage built for trucking
From your first authority to a 50-truck fleet, we package the policies the FMCSA, shippers and brokers require — all in one place.
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Auto Liability
Required by the FMCSA. Covers injuries and property damage to others — with BMC-91X and MCS-90 filings handled for you.
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Motor Truck Cargo
Protects the freight you haul against theft, fire, collision and spoilage, with reefer breakdown options.
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Physical Damage
Repairs or replaces your tractor and trailer after a collision, theft, fire, vandalism or weather loss.
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General Liability
Covers third-party claims at docks, yards and customer locations that your auto policy doesn’t.
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Workers’ Comp & Occupational Accident
Protects you and your drivers from on-the-job injuries. Required in most states when you have employees.
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Non-Trucking & Bobtail Liability
Liability coverage for owner-operators leased to a motor carrier while driving off-dispatch.
From owner-operators to growing fleets
Whatever you haul and however you run, we build coverage around your operation — not the other way around.
- Owner-operators
- New authorities
- Small fleets (2–10 units)
- Mid-size fleets (11–50 units)
- Box trucks & final mile
- Hotshot
- Flatbed
- Dry van
- Reefer
- Tanker
- Dump trucks
- Tow trucks
- Auto haulers
- Intermodal
An agency that speaks trucking
We’re an independent agency focused on transportation. That means more carrier options, faster answers and an agent who knows your business.
Real agents, not call centers
Talk directly to licensed specialists who know trucking — in English or Spanish.
We shop the market for you
We compare 100+ carrier partners to find the right coverage at a competitive rate.
Filings and COIs, handled
BMC-91X, MCS-90, Form E/H and state filings, plus certificates of insurance — fast.
Support when it matters
Claims guidance and policy changes from a team that already knows your account.
Covered in three simple steps
No long forms and no runaround. Here’s how we get you insured and back on the road.
Step 1: Tell us about your operation
Share your USDOT number, units, drivers and the cargo you haul. It takes about 3 minutes.
Step 2: We compare top carriers
Your agent shops our carrier partners and walks you through the best options — no pressure.
Step 3: Get covered and roll
Bind your policy, get your COI and filings submitted, and get back on the road — often the same day.
Talk to a trucking insurance specialist today
Call, email or visit our office in Frederick, Maryland. We work with trucking companies across the United States — hablamos español.
Truckers trust Bolanos
Real feedback from owner-operators and fleet owners we insure.
“They found us better coverage for less and handled our new authority filings the same day. Always quick to answer.”
“Our agent explained every policy in Spanish and English. Getting COIs to our brokers takes minutes now.”
“After a claim on our reefer unit they walked us through everything. Real people who know trucking.”
Trucking insurance questions, answered
Can’t find what you’re looking for? Our team is one call away.
Still have questions?
(301) 591-6550What insurance do I need for a new trucking authority?
New authorities typically need Auto Liability ($750,000–$1,000,000) with the BMC-91X filing, plus Motor Truck Cargo if you haul freight for others. Many brokers also require General Liability and Physical Damage.
How much does commercial truck insurance cost?
Pricing depends on your radius, cargo, driving history, equipment value and years in business. We compare multiple carriers to find you a competitive rate — and quotes are always free.
Can you file my BMC-91X, MCS-90 and state filings?
Yes. Once your policy is bound, we coordinate the required federal and state filings with the carrier and send certificates of insurance to your brokers and shippers.
Do you insure owner-operators leased to a carrier?
Yes. We offer Non-Trucking (Bobtail) Liability, Physical Damage and Occupational Accident coverage for leased owner-operators.
How fast can I get a certificate of insurance?
Most certificates are issued the same business day. Just call or email us with the certificate holder’s details.
¿Atienden en español?
Sí. Nuestro equipo atiende en inglés y en español para que entienda cada detalle de su póliza.