What non-trucking & bobtail liability covers
- Liability when driving your truck for personal use
- Liability when driving without a trailer (bobtail)
- Injuries and property damage to others
- Legal defense costs
Who needs it
Owner-operators leased onto another carrier’s authority. Most motor carriers require it in the lease agreement.
Common requirements
- Commonly required in owner-operator lease agreements
- Typical limit: $1,000,000 combined single limit
- Does not replace primary liability if you run under your own authority
Requirements change by state, cargo and contract. This page is general information — your agent will confirm what applies to your operation.
