Trucking insurance coverage, explained
Every operation is different. Here are the coverages most trucking companies need — and what each one actually does. Not sure where to start? Your agent will build the right package with you.

Coverage built for trucking
From your first authority to a 50-truck fleet, we package the policies the FMCSA, shippers and brokers require — all in one place.
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Auto Liability
Required by the FMCSA. Covers injuries and property damage to others — with BMC-91X and MCS-90 filings handled for you.
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Motor Truck Cargo
Protects the freight you haul against theft, fire, collision and spoilage, with reefer breakdown options.
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Physical Damage
Repairs or replaces your tractor and trailer after a collision, theft, fire, vandalism or weather loss.
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General Liability
Covers third-party claims at docks, yards and customer locations that your auto policy doesn’t.
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Workers’ Comp & Occupational Accident
Protects you and your drivers from on-the-job injuries. Required in most states when you have employees.
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Non-Trucking & Bobtail Liability
Liability coverage for owner-operators leased to a motor carrier while driving off-dispatch.
Covered in three simple steps
No long forms and no runaround. Here’s how we get you insured and back on the road.
Step 1: Tell us about your operation
Share your USDOT number, units, drivers and the cargo you haul. It takes about 3 minutes.
Step 2: We compare top carriers
Your agent shops our carrier partners and walks you through the best options — no pressure.
Step 3: Get covered and roll
Bind your policy, get your COI and filings submitted, and get back on the road — often the same day.
Talk to a trucking insurance specialist today
Call, email or visit our office in Frederick, Maryland. We work with trucking companies across the United States — hablamos español.
